FINTECH

Thinking of Selling Your MSB? Here’s What Buyers Really Look For – And the 6 Red Flags That Can Kill Your Deal

If you’re an MSB owner in the UK—whether you’re a Small Payment Institution (SPI), an Authorised Payment Institution (API), or an EMI-light operation—you’ve likely wondered what your business could be worth. You may have spent years navigating FCA regulation, compliance costs, banking headaches, and ever-tightening transaction scrutiny. And now, perhaps

UK Fintech Growth: From Hiring Spree to Product Renaissance

2025 isn’t a “return to normal”; it’s the start of fintech’s compliance-powered growth phase. Talent pipelines, capital flows and product launches all validate a step-change in maturity: Stakeholders who staff early, build defensible risk frameworks, and monetise trust will not only pass the next FCA inspection—they’ll own the growth curve

UK Cross-Border Payment Solutions Overview

Cross-border payments – whether for individuals sending remittances or businesses transacting globally – have long been ripe for fintech disruption. The UK, with London as a global financial center and a diverse, international population, has been a hotbed for innovation in this space. As of 2025, cross-border payment solutions continue

Money in Seconds: The Real‑Time Payments Playbook for UK Fintechs & Money Service Businesses

Real‑time payments, decoded Real‑time or “instant” payments are credit transfers that clear and settle in seconds, 24/7/365, with irrevocable good funds landing in the payee’s account straight away. In the UK that’s mainly the Faster Payments Service (FPS) today, and the forthcoming New Payments Architecture (NPA) tomorrow. No more D+2

UK SMEs Accelerate Shift to Fintech Amid Lending Constraints and Cross-Border Pressures

UK small and medium-sized enterprises (SMEs) are accelerating their adoption of fintech platforms as traditional banking constraints, elevated interest rates, and post-Brexit trade complexities reshape financial service demands. While inflation has moderated to 2.6% in March 2025, the Bank of England maintains a cautious monetary policy with a 4.5% base

PSD2, PSD3, and the FX Business: What’s Changing and Why It Matters

The European Union’s Payment Services Directive (PSD) has been a cornerstone of financial regulation, shaping the payments landscape across Europe. With PSD2 already in effect and PSD3 on the horizon, businesses in the foreign exchange (FX) sector must prepare for significant regulatory shifts. These changes are not just about compliance—they

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From the very first steps all the way through day-to-day management and growth, we will make your journey in the fintech industry smooth, jargon-free and straight forward. Get in touch with us 020 7328 8338 or email Rodolfo Basilio directly at: fintech@verticeservices.com

ABOUT VERTICE FINTECH

Vertice Fintech is your one-stop shop for maximizing your MSB’s value with a comprehensive suíte of services, including:

  • Expert guidance on operational efficiency
  • Tailored tech stack recommendations
  • Proven customer retention strategies
  • Deal-sourcing solutions to connect with the right buyers
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Considering a sale in the now or in the future? Our Exit Strategy Review could be the pivotal step towards maximizing your outcome.

  • Comprehensive understanding of your business and objectives.
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  • Preparation of confidential information memoranda.
  • Targeted identification and engagement of potential acquirers.
  • Management of offers, site visits, and due diligence.
  • Negotiation and legal process oversight through to completion.